Terms of use

Effective July 22, 2026

Planning tool, not professional advice

débutFin provides deterministic calculations and organizational tools. It is not a bank, lender, investment adviser, credit-repair organization, accounting firm, or law firm, and it does not guarantee a financial outcome.

Your responsibilities

You are responsible for confirming imported and extracted facts, keeping credentials private, reviewing scenario assumptions, and deciding whether to act on any plan. Never enter institution credentials anywhere except the authorized Plaid connection window.

Availability and integrations

Institution coverage, transaction freshness, liabilities, investments, email delivery, and document extraction depend on third-party services and may be delayed or unavailable. The app must not represent unavailable data as verified.

Acceptable use

Do not probe other users’ data, bypass access controls, upload unlawful or malicious material, overload the service, or use the product to facilitate fraud.

Data export and deletion

You may export your data and request deletion. Deletion uses a recovery period followed by purge, subject to narrowly limited security, backup, and legal retention.

Limitation

Use the service only if you accept that calculations may differ from issuer statements because of posting timing, daily compounding, fees, and incomplete source data.

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